I am Chartered Financial Adviser based in Newmarket. My aim is to provide a holistic and yet highly personal approach to my client’s requirements.

I have been with St. James's Place since 2012. Prior to this I spent five years with Coutts & Co. working in their Entrepreneurs Division in London. I had joined them after spending the whole of my career with Lloyds Bank, where I headed their Wealth Management business in the East of England.

My experience is also complemented professionally by having completed the Advanced Financial Planning Certificate and being a Member of the Personal Finance Society by Diploma together with the Society of Mortgage Professionals.

I specialise in a broad area, from aiming to increase a client’s tax-efficient income, ISA’s, life and private medical insurance, through to retirement and inheritance tax planning. I also provide expert advice on Mortgages and Equity Release* products, often coupled with Later Life Planning.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an ISA with St. James's Place will be directly linked to the performance of the funds selected and the value may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances.

To understand the features and risks associated with such products, please ask for a personalised illustration.